Mortgage brokers are paid a commission by the lender once a loan settles. However, this does not affect the interest rates or fees on your loan.

No office visits needed — I come to you! Whether you’re at home, work, or your favorite coffee shop, I make the process as easy and stress-free as possible. We can also do everything over the phone or via Zoom if that’s more convenient.

I have access to a wide panel of lenders, including major banks, non-bank lenders, and credit unions. This allows me to compare a range of loan options and help you find a suitable loan based on your needs and circumstances.

Yes, many lenders offer guarantor loans, allowing a parent or close family member to use their home equity as security for your loan.

This can help you:

✅ Avoid paying Lenders Mortgage Insurance (LMI)
✅ Borrow a higher percentage of the property value
✅ Get into the market sooner with a smaller deposit Guarantor arrangements come with risks, and it's important for all parties involved to seek legal and financial advice before proceeding.

The minimum deposit required depends on the lender, your financial situation, and whether you qualify for government assistance. In general a 5% deposit is available with Lenders Mortgage Insurance (LMI) 10-20% deposit – May allow you to avoid LMI 2% deposit or lower – Possible with certain government schemes or guarantor loans Additionally, you may be eligible for the First Home Owner Grant (FHOG) and stamp duty concessions, which can reduce your upfront costs.

🔹 Pre-approval – An initial assessment of your eligibility based on your finances. This helps you know your borrowing limit before house hunting.
🔹 Full approval – A formal confirmation from the lender after reviewing all documents and assessing the property. Once approved, you’re ready to settle!